Documents Needed for Your Application:

• W2s for the past 2 years.

• One month's worth of most recent paystubs.

• Proof of any additional income used to qualify.

• Residence addresses - past 2 years.

• Names and addresses of each employer - past 2 years.

• Last 2 months bank statements (all pages) for all checking and savings accounts.*

• Single most-recent statement for brokerage, mutual funds, retirement, and 401K accounts.*

• Addresses, taxes, insurance, condo fees, and mortgage statements for any real estate owned; if rental properties, please provide copies of leases.

• If you are currently renting: Last 12 months rent checks or a recommendation letter from your Landlord.

• Green Card if not a U.S. citizen.

• Photocopy of Driver's License - enlarged 200% for clarity.

• Self-Employed: Last 2 years tax returns & all schedules, Year-to-Date P&L.

• Copy of Divorce Decree if applicable.

• HUD-1 Settlement or copy of sales agreement of existing home.

• Purchase & Sales Agreement and a Copy of all deposit checks for property you are purchasing.

• For Construction-to-Permanent loans, please include signed contract & blue prints.